It’s been a cold start to the year here in Philly, and after our biggest snowfall in years, I know many of us are already counting down the days until spring! In the meantime, I’m excited to share this month’s newsletter, which covers a few key topics to help you stay informed and ahead of the market. We’re taking a look at what it’s like to live and raise a family in the city vs. the suburbs, along with the latest market updates across Philadelphia and the surrounding counties. I’m also sharing some exciting changes happening in my business as I grow, rebrand, and launch new tools and events designed to better serve my clients in 2026 and beyond.

City vs. Suburbs: A Philly Family Conversation

January always feels like a natural time to reflect—not just on the market, but on the bigger life decisions that shape our families. One topic that comes up constantly in conversations with clients (and even in my own house) is the choice between city living and suburban life, especially here in Philadelphia and the surrounding counties. There’s no one-size-fits-all answer, and that’s exactly what makes the conversation worth having.

Living and raising kids in the city versus the suburbs is something my wife and I have debated for years—long before our youngest was born. We both grew up in the suburbs (me in Montgomery County, her in Bucks County), where much of our family still lives; today, we’re raising a pre-K kid and a second grader in the city. City life offers walkability, diversity, culture, and a sense of independence for kids at a young age—being able to walk to school, parks, playgrounds, museums, and neighborhood spots creates a connected, energetic lifestyle. On the other hand, suburban living often means larger homes, driveways and yards, quieter streets, and highly regarded school districts—things that become more appealing as families grow and priorities evolve.

When it comes to schools, lifestyle, and finances, both city and suburban options shine in different ways. In the city, families navigate public, charter, magnet, and private schools, often prioritizing community, commute, and flexibility. Suburban schools are typically tied to the township and funded by higher property taxes, which can translate into newer facilities, larger campuses, and expanded programs; however, those taxes are part of the trade-off. City homeowners may benefit from lower property taxes and proximity to work, dining, and culture, while suburban buyers often gain space, storage, and long-term flexibility. Neither is “better”—they simply serve different needs at different stages of life.

So I’m curious—what made you choose where you live?

Was it schools, space, taxes, family nearby, walkability, or just a gut feeling that it felt like home? Have your priorities changed over time, or are you exactly where you always planned to be? I work closely with both city and suburban families every day, helping them think through these same questions as their lives evolve. If you’re considering a move now, or just starting to explore what might come next, I’m always happy to be a resource and talk through the options with you. 

Gellman PA Properties
325 Chestnut St. Suite 1300
Philadelphia, PA 19106
267.259.0134
gellmanrealestate@gmail.com